Resources and Information for Washingtonians and Small Businesses Navigating the COVID-19 Crisis

Resources and Information for Washingtonians and Small Businesses Navigating the COVID-19 Crisis

The information below provides an overview of the current federal, state, and local resources available to small businesses throughout Washington. We will be updating the information on this webpage, as well as on our social media platforms, as additional assistance and resources are announced.

COVID-19 Relief Funding

Congress recently passed the CARES Act, a more than $2 trillion funding package to combat the ongoing COVID-19 pandemic. The legislation provides financial support for health care providers, small businesses and nonprofits, families, workers, farmers, fishermen, and Tribes. Among other benefits, the legislation includes expanded unemployment insurance for workers, cash payments for individuals and families, and loans, grants, and debt relief for small businesses. On April 23, Congress passed a stimulus package that provides an immediate $310 billion infusion for the Paycheck Protection Program. It also provides another $60 billion in economic disaster loans and grants for small businesses, $75 billion in emergency relief for hospitals, and $25 billion to boost coronavirus testing.

The CARES Act includes $260 billion to expand unemployment insurance for anyone who loses work as a result of the COVID-19 pandemic.

  • Washingtonians can find out more information about unemployment insurance eligibility and fill out the online application here: https://www.esd.wa.gov/unemployment, or by phone at (800) 318-6022

The bill also includes $292 billion to provide one-time cash payments to Americans. The payments may be up to $1,200 to individuals, $2,400 to married couples, and $500 per child dependent under 17 years old. They phase out for individuals making more than $75,000, and married couples earning more than $150,000 per year.

As part of the CARES Act, small businesses are eligible to apply for more than $377 billion in loans, grants, and debt relief. This includes a new Paycheck Protection Program (PPP) that will provide $350 billion in forgivable loans to small businesses, non-profits, and self-employed individuals. Loans to cover up to eight weeks of payroll, mortgage payments, rent, and utilities would be forgiven if the small business or nonprofit maintains their payroll. UPDATE: The SBA is once again accepting new PPP applications after Congress appropriated an additional $310 billion for the Paycheck Protection Program on April 23.

Small businesses and nonprofits that are experiencing difficulties with the Paycheck Protection Program or would like to be eligible can submit public comments to SBA at the Rulemaking Portal: https://www.regulations.gov/

  • If you wish to submit confidential business information, please send an email to dianna.seaborn@sba.gov and explain why you believe SBA should hold this information confidential.

Small business and nonprofits across Washington state can also apply for Economic Injury Disaster Loans (EIDLs), which are low-interest loans of up to $2 million. Those that apply for these diaster loans would also be able to apply for Emergency Econoomic Injury Grants of up to $10,000, which would not have to be repaid, even if the small business or nonprofit is denied the disaster loan. The emergency grants would be up to $1,000 per employee up to $10,000 total. UPDATE: The SBA is once again accepting new EIDL and emergency grant applications. Congress appropriated an additional $50 billion for EIDL loans and $10 billion for emergency grants on April 23.  

The U.S. Department of Agriculture (USDA) recently announced the Coronavirus Food Assistance Program (CFAP), which will provide up to $16 billion in direct relief payments to farmers and ranchers impacted by the COVID-19 pandemic. Beginning May 26, the USDA will accept applications from agricultural producers that have suffered losses as a result of the pandemic. Producers must apply for assistance by contacting their local Farm Service Agency (FSA) service center. The application will be open through August.

More information on the resources available to Washington small businesses and nonprofits is available here: https://www.cantwell.senate.gov/download/cares-act-guide-for-small-businesses 

Small Business Administration (SBA)

The U.S. Small Business Administration will administer COVID-19 relief programs for small business owners, entrepreneurs, and nonprofits.

Small Business Administration Washington Offices

These are the local offices of the Small Business Administration. The local SBA offices offer many small business loan and assistance programs and are currently helping small businesses understand how to access and apply for the capital they need.    

  • SBA Seattle Office (covers Western Washington):
    • Office email: infosdo@sba.gov
    • Office phone: 206-553-7310
  • SBA Spokane Branch Office (covers Eastern Washington):
    • Office email: infosdo@sba.gov
    • Office phone: 509-353-2800
  • SBA Portland Office (covers Clark, Cowlitz, Skamania, and Wahkiakum counties):
    • Office email: pdxhelp@sba.gov
    • Office phone: 503-326-2682

Washington Small Business Development Center

Washington SBDC business advisors are available to provide information and assistance on SBA Economic Injury Disaster Loans and other relief programs and to help you navigate the economic impacts caused by COVID-19.

  • Phone: 509-358-7765
  • Email: info@wsbdc.org
  • Twitter: @wsbdc
  • Facebook: @washingtonsbdc

The Washington SBDC is also conducting free webinars for small business owners on creating business resiliency plans. These webinars include a robust question and answer session: https://wsbdc.ecenterdirect.com/events

Washington state COVID-19 Resources for workers and small businesses:

Washington state’s Economic Security Department taking action to ensure that resources and information are up-to-date for workers and small businesses across our state that are dealing with the impacts of COVID-19. In addition to federal resources, this website provides specific information on actions taken by the Governor’s office, as well as various cities throughout Washington.

Website: https://esd.wa.gov/newsroom/covid-19  

Seattle Small Business Resources

COVID-19 Resources from Seattle Mayor's Office: http://www.seattle.gov/mayor/covid-19#business

Spokane Small Business Resources:

Resources from City of Spokane Website: https://my.spokanecity.org/economicdevelopment/small-business-resources/